Pet insurance exists to protect families from having to spend hundreds, sometimes thousands of pounds on medical care expenses in the worst-case scenario. These costs have been rising through the years and while owning a dog or cat isn’t expensive, calculating vet costs into the day-to-day expenditure on your pet can often make it damaging to your bank balance.

Aside from vet bills, pet insurance covers a number of other useful situations. If a motorist crashes his car to avoid running over your pet, you can often be covered for the repair to the car – even the wall. If you have a dog that bites the postman, many policies can also include money for legal advice and associated court fees.

Other policies are useful in that they can pay for your pet’s boarding should you need hospital treatment, which is a major bonus for elderly people. Top-of-the-range schemes can even pay for holiday cancellation should your pet become sick or injured.

If an animal gets lost, pet insurance can also cover advertising and reward costs and, in the worst case scenario, some will pay the purchase price of your pet if it is stolen or dies.

Be sure to remember, however, that pet insurance only covers the unexpected. Vaccinations, wormers, boosters, nail clipping, and neutering will not be covered.

What you need to know about pet insurance is a post from: my Pet Kingdom

Technorati Tags:: Animal and Pet, beloved pets, cheap dog insurance, Insurance, medical care expenses, PET, Pet Insurance, pets at home, what you need to know about pet insurance, worst case scenario

If you are thinking of getting a dog or puppy, you have to remember that this is a lifelong commitment. Preparing yourself for the responsibilities of dog- ownership is the beginning of a happy and rewarding time sharing your home with a pet. If you treat a dog well, you will be repaid with a lifetime of unquestioning devotion. With training and care, a dog will obey your commands and be a valuable part of the family.

But what are the considerations? As this is a partnership and not a one-way relationship you have to consider whether you are suited to your chosen pet and vice versa.

When you are considering whether to offer a home to a puppy or dog, you need to think about:

Is a Dog Right For You

Look carefully at what you would want from a dog, and what you could give. This applies equally whether you are thinking about getting a tiny toy Poodle or a large adult Bull Mastiff. Remember, a tiny puppy can grow into a very big dog!

Your needs;

Lifestyle

Dogs, like small children, need time and attention. They like to be loved, and leaving them alone for long periods of time can be very upsetting. If you work long hours full-time, then a dog is probably not the pet for you at this stage in your career. If you have just had a new baby, or have very small children, again consider carefully about whether this is a good time to have another new family member.

Facilities available

Have you a large house and garden that would suit a boisterous, energetic type of dog? Are you the sedentary type who lives in a small flat, where maybe a small lapdog would be ideal? Dogs can vary in size from the chipper Chihuahua to the stately St Bernard, and in energy levels from the sprightly Springer Spaniel to a placid Pekingese. Remember the needs of a crossbred may be more difficult to predict. Your local library usually has plenty of books about different dog breeds, so it is worthwhile getting a selection to read about various dogs before you make up your mind.

A dog needs

Time

PDSA estimates that a dog will need about 5 hours a day of your time and undivided attention. That would include routine ‘maintenance’ such as grooming, dental care and feeding, as well as play.

Money

Dogs will cost you money as well as time. Not only are there the ‘one-off’ items, such as buying the dog, beds, leads and collars, but there are the regular expenses such as food. Again, the amount eaten depends on the breed and the activity. For example, a working dog will need a high energy diet, and a puppy will need a diet specific to its growing needs.

The Basics

Collar

There are lots of different collars around, and it is important to choose the correct one for your dog. A puppy should have a very light one, with room for growth but an adult can have any sort, fitting well so that there is no chance that the dog will slip out of it. A metal ‘check chain’ must be put on the right way round, as it can ‘lock’ if not, causing great distress.

The collar must legally have the owner’s name and address on it, and a contact telephone number is useful. Think about an ‘identichip’ that can be painlessly inserted under the skin by your vet. This provides unique indelible identification

Lead

Again, there are lots of different types. A young puppy can have a light-weight nylon lead, but an adult dog should have one that will not break when pulled. There are extendable leads, which may be suitable for one small dog but are best avoided where more than one dog is being walked.

Food and water bowls

These should be easy to clean, although they should always be washed separately and never with your own crockery. Stainless steel bowls, or heavy pottery ones with no chips, are fine. It is also important to throw out any uneaten food after your dog has finished eating and to make sure there is fresh water available at all times.

Dog Bed

A cosy, easily washed bed is important for dogs. This will be ‘their’ residence! Make sure you choose one that can be cleaned thoroughly, which is especially important in the summer when fleas are at their most active.

It should have no sharp corners or potential splinters that could cause injuries.

Toys

These are a vital part of a dog’s life. Not only do they make walks fun, but they make sure that the dog ‘socialises’ with the family. They can help clean teeth, they exercise the brain and can be used for training purposes.

Pooper scooper

It is essential that owners play their part in cleaning up after their dog. As part of pet owner responsibilities, always carry a ‘pooper scooper’ or a plastic bag with you to clean up any mess produced by your dog. This not only makes the environment cleaner, but prevents any serious dangers to children from canine parasites, such as Toxocara canis, a parasite that can cause blindness.

Grooming items

A long-haired Saluki will need more coat attention than a short-haired Jack Russell, but all dogs will need attention and regular bathing to keep their skin and coat well maintained.
You will need a brush and comb suited for the hair type of your chosen pet. A long-haired Yorkshire Terrier needs to be combed and brushed at least once a day, but a short-haired Boxer will probably only need a vigorous brushing twice a week.

Canine toothbrush and toothpaste

Regular brushing of your dog’s teeth and dental check-ups should be a routine part of dog care. Special canine toothpaste and brushes are now widely available from vets and pet shops, but avoiding sweet things is also important for dental care as well as weight control.

Make your pet comfortable when starting to brush, and approach them from the side rather than the front. You can begin with a flannel folded over a finger, or a special ‘finger brush’, but these are not as good as a proper canine toothbrush. Dogs don’t like human toothpaste, as it foams too much. It is much better to buy special ‘pet toothpaste’ which doesn’t foam and tastes far nicer to the dog! Start with a few teeth, and gradually increase it so that you can do the whole mouth in one session. Brush just the gums on the outside surface at first, as these are the ones that most need the care and attention.

At the end of this brushing, make sure you give a treat such as a rawhide strip (not chocolate or other sweeties!) so that your pet feels it’s all been worthwhile.

Looking after your puppy

Preparing

Now you have chosen the type of dog that you feel you can get along with, what is the next stage?

You want to get a pet that will fit in with you and your family. It can be a pure bred puppy from a breeder or it can be a cross-bred from a friend. To help you choose, it is better to have a good idea of what you will get. It is better to see the puppy with the mother, or if possible both parents, to give a good idea about the final size of the dog. You’ll know then whether the puppy comes from a good home and what the dog’s personality is likely to be. A healthy pup will also be inquisitive, alert and playful with a glossy coat. Remember, it is better to wait for the ideal canine partner rather than to choose impulsively, so you may have to save up or be on a waiting list for an expensive pure bred dog.

One way that everyone in the family can get involved is in choosing the new pup’s name. Remember, you may be calling this out across a park in the future, so choose one that everyone feels comfortable with, and which suits the dog.

Arrival

The best time to take on a new puppy is when you have time and there is not too much going on in the household. This is one of the factors why Christmas is not a good time to get a new dog. Two weeks of care and attention initially will pay off in the end. If you have older school-aged children, the school holidays are a good time to get that new family member. If possible, the primary ‘carer’ should be with the puppy for the next couple of weeks.

Make sure that you have got everything ready for the big day. Buy all of the equipment you need, and register your pup with a vet. Make sure that the day of arrival is as ‘normal’ as possible – the puppy is going to be scared and confused, so lots of people around making a fuss will only add to the distress. Make sure you have all of the things you would need for the new dog to make them feel as loved as possible. Remember, they are going to feel anxious and overwhelmed, so give them space and don’t worry too much if there are ‘accidents’!

Feeding

Feeding your puppy correctly is a big part of responsible pet care. Obesity is one of the biggest problems for pets, as dogs are natural gluttons and their bodies utilise a wide range of foods very efficiently. It is important that they get the correct diet for them, and a puppy’s diet varies according to age.

Puppies are ready to eat solid food when they are about 7 weeks old, although this does vary. It is best to feed them on a special tinned ‘puppy diet’ you can get from the local supermarket or pet shop. Initially, they will need four meals a day, but this can be reduced to three a day at about 12 weeks old. By the time they are 6 months, they can have two meals a day. This regime can continue for the rest of their life, or else it can be cut down to one meal daily, according to their needs.

Socialisation and training

Any puppy benefits from contact with humans and other dogs, but you will have to be careful that the puppy is protected by vaccinations before it comes into contact with other dogs or pet owners. The veterinary practice you have chosen may run ‘puppy parties’, which can give you advice, but in any case it is worthwhile getting the pet checked out by the vet as soon as you can. Make sure you tell the receptionist when booking an appointment that it is a young puppy.

Training should start as soon as possible, so that your dog fits in well with society.

One of the first things you will concentrate on is toilet training. Find an area indoors that you can clean up easily, and use that in the first stage. Put down plenty of newspaper. Your puppy will give you a clue that it needs to go to the toilet by sniffing around and being a bit restless. Pick up the puppy, one hand under the chest and one under the hindquarters, and transport it to the paper. When it performs the task, praise it and if it moves off the paper, rebuke it with a firm ‘no’. As soon as your pup is protected through its vaccinations, you can let the puppy go into the garden. Put down newspaper, and use the same technique you did inside – praise for success, rebuke if not. Gradually do away with the paper.

Puppies

When your dog is out, it will probably want to go to the toilet. As a responsible pet-owner, it is vital that you remove the solid waste from the pavement, or train your dog to use the gutter as its lavatory. There can be heavy fines for dog fouling, as well as being unacceptable for other people. ‘Pooper scoopers’ are available at most vets and pet shops, but good old plastic bags are just as good. Parks have special bins for dog waste, so make sure you remove any debris away from the public!
Social training is also important. Any behaviour that can be amusing in a puppy may be frightening in an adult. The puppy that nips is easier to deal with than the dog that bites! Every time your pup does something that is unacceptable, a firm ‘no’ will usually work. Don’t get angry with your puppy, but make sure it knows what is OK, and what is not.

You also have to make sure that your pet is not a danger to other dogs, pedestrians or the actual dog walker. Correct training from an early age is essential, so research where the local dog-training school is located. Try and find out from other dog-owners or your local library as soon as possible about any local classes.

Exercise

Again, this varies according to the breed, but it is vitally important. It helps the owner keep fit as well as the dog! You have to be very careful when exercising your dog, and numerous shorter walks a day are better than one long walk. When out for their exercise, dogs should be on a lead in a built up area, and only release your pup when you are absolutely sure your dog is safe. Not only are there dangers from traffic and other dogs which may not be as nice as yours, but tins, glass and other hazards can cause injuries.

Remember, as well, if you are getting a puppy, it can’t be taken out until the vet advises that it is protected by its vaccination programme .

Looking after your dog

Older Dogs

Preparing

Now you have chosen the type of dog that you feel you can get along with, what is the next stage?
If you have decided that an adult dog is the one for you, consider getting a rescued dog from a shelter, perhaps thinking about a ‘trial period’ to make sure the two of you will get on well.
One useful consideration is that a reputable shelter, dog-owner or breeder will want to check you out as the prospective owner. Don’t be put off by this – any responsible re-homing organisation or breeder would want to make sure their dogs were going to a caring home.

Arrival

The age of the dog affects the way you use the time allocated to your pet initially. An older dog may need help in adjusting to a new home, depending upon its past background. An adult dog will need just as much attention as a puppy would to settle into its new home.

Dietary advice

Dogs eat mainly meat, but still need a balanced diet with some carbohydrate, vitamins and minerals. Complete diets are available and will provide all of your dog’s dietary needs, as will tinned food with biscuits. With all dietary regimes, it is important that dogs do not eat more food than they need. They are naturally quite greedy, and will often eat more than their calorific requirement. This leads to obesity, which is seen in over 50% of the dogs that come to PDSA. Most dogs are fed once or twice a day, and when they are young and active have very few problems if they are fed a good diet, with few tit-bits.

Dietary advice

At the ‘post-maturity stage’, which usually begins when smaller dogs are about eight years old and at five years for the large and giant breeds, they may have different dietary requirements. In this ‘post-maturity’ phase, the tissues, organs and systems of the pet are gradually becoming less efficient. This is quite a natural progression, but it can be well managed, hopefully making sure that the pet has a good level of activity and wellbeing for the remainder of its life.

The rate of progression is dependant on many factors, such as the environment the pet lives in and its genetic make-up. However, by far the most important component is the pet’s nutrition, both in the past and how it is now. A pet that is the optimal weight and has had a good diet throughout its life will enter this phase with few problems.

As soon as you notice any ‘ageing’ signs, such as greying around the muzzle or a bit of stiffness after rest and a gradual slowing down, you should start considering your pet’s diet, and how you can make it more suitable to its needs. You need to take account of the changes that are happening in your pet’s body. For example, the amount of skeletal muscle in the older pet will decrease with age. This loss of skeletal muscle means that not only is there less physical activity, but the pet’s ability to repair damaged tissues and produce energy from food is reduced.

Older dogs have varied dietary needs; ask your vet for advice about the one suited for your dog.

Socialisation and training

A well-trained dog is a pleasure to have around, and begin training as early as you can. It is possible to teach an older dog, but it is better to start when your dog is as young as possible. Start off with simple tasks, such as getting your dog to respond to its name. Then graduate to training around the house and in the garden using the lead. Training before a meal is a good time, as you are sure your dog will pay you full attention! The training periods should be short, about 15 minutes per session. Reinforce ‘good’ behaviour with a treat which can be gradually replaced with praise alone. Unacceptable behaviour should be corrected with a sharp ‘no’.

Exercise

The amount of exercise needed varies according to the age and breed of a dog. A small lapdog may need less exercise than an active hound. However, each dog has its own exercise needs, and as age creeps on it may prefer a more sedentary life. A responsible owner will still make sure his/her dog’s life is enjoyable, with exercise perhaps replaced by toys for mental stimulation.

Remember, as well, to follow any veterinary advice you have been given about exercise. For example, a dog after surgery will need to be rested, especially if it has had an orthopaedic operation.

Veterinary care

Choosing a vet

Either just before or as soon as you have got your new dog, you need to register with the vet you have chosen to look after your new pet. Choosing the vet who will look after you and your animals is as difficult as selecting the right pet! Making a visit to a practice waiting room and chatting to dog-owners can help, but the initial visit to the vet should give you enough information.

Make an appointment as soon as you can for a check-up, and the vet can then devise a care programme for your dog. Write a list of the questions you want to ask, so everything you want to know can be covered.

When to contact the vet

A vet would rather see healthy pets than sick ones that should have been treated earlier, so if you are worried about your pet it is always best to contact the practice. If your dog is unwell, there will have been a change in behaviour – it may be sleepier or off its food. They may be generally ‘off colour’. Owners should use their common sense about when to contact their vet; it will not make an owner popular to use the emergency service in the early hours of the morning for a trivial complaint.

Veterinary costs

While most dog-owners can consider the regular routine needs, such as vaccinations and worming, it is the out-of-the-ordinary expenses that a dog-owner may not be prepared for. The treatment associated with a road accident can run into thousands of pounds. Most dog owners are now considering pet insurance, which helps cover the unexpected. There are plenty of organisations around that offer this, including PDSA, so shop around for the best policy for you. Third-party insurance is included in most policies, and this is essential to avoid large payments should your dog be involved in an accident.

Essential veterinary care

A Vaccination Programme

This varies according to past history and the age of your dog. Prevention of infectious diseases through vaccinations is an essential part of caring for your dog. Your pet can be vaccinated against killer diseases such as distemper, infectious canine hepatitis, Leptospira canicola and icterohaemorrhagicae, parvovirus and the more uncommon canine parainfluenza and Bordatella bronchiseptica. Your dog will also need annual boosters.

If you are planning to take your pet abroad, remember your dog will need additional vaccinations and health checks.

Neutering Programme

Getting your bitch neutered, unless you are intending to breed from her with absolute certainty of good homes for the pups, is essential. The average number of offspring is between four and six pups per litter, though it can be many more. Other benefits include a reduced risk of mammary tumours later on in life, and avoidance of pyometra, a womb infection.

Neutering a male dog will decrease the tendency to roam and be aggressive. When your dog should be neutered, the benefits and small risks can all be discussed with your vet at the initial consultation.

Neutered animals of both sexes also tend to live longer.

Home Care

Coat care

Apart from general grooming with a brush and comb, your dog will need bathing. The number of baths your dog needs depends on the circumstances. For example, a dog should be bathed quite soon after rolling in the mud, so it doesn’t solidify on the coat. The shampoos available contain different ingredients, and if you just want a general shampoo, don’t use human products. These can be too drying for a dog’s coat; so get one with a moisturiser from your vet or a good pet shop.

The best way to bathe your dog is to use a ‘whirlpool’ type bath, but shower attachments work just as well. Don’t use the garden hose, as this can upset a dog as well as making your life a misery. You don’t need to protect your dog’s ears or eyes, as shaking removes the water from the ears and the eyes can be rinsed out easily. The coat should be reasonably clean to begin with; as any mud or debris can inactivate the shampoo. Wet the coat with lukewarm water, and massage the shampoo in the coat for 5-10 minutes. Shampooing can dry the coat due to water loss through the skin, so it is a good idea to use a moisturiser. You can apply it after bathing, or use a good moisturising shampoo. Gently towel dry your dog; the ‘towel bags’ you can get to completely enclose your pet are excellent. Don’t use a hair dryer as this can cause burns.

Diarrhoea and vomiting

Dogs sometimes get upset stomachs after eating something unusual whilst out. As long as the dog is well in all other respects, don’t offer any food for 24 hours, just sips of cool previously boiled water. If you allow the dog to drink too much at any one time, it may be sick again. If the diarrhoea and vomiting stop, introduce food – again small amounts. White meats, such as chicken or fish, should be fed with plain boiled rice and gradually introduce the dog’s normal diet. If the symptoms persist over a couple of days, or if there is an obvious turn for the worse, don’t leave it too long before you call the vet.

Eyes and ears

Normally a dog’s eyes are well lubricated but conjunctivitis causes the eyes to produce more tears than can be drained away and the eyes become reddened. In the meantime, before you can get to the vet’s, clean away any discharge using a piece of tissue or cotton wool soaked in warm, previously boiled, water. Use the piece of tissue/cotton wool just once, discarding after use and wipe from the inside of the eye area to the outside. Your pet’s vet should be consulted if the symptoms persist for more than a day.

Long-eared dogs are particularly prone to ear infections, but all dogs should have their ears inspected at least once a week. Any reddening or discharge needs a trip to the vet’s.

Sometimes dogs get grass seeds lodged in their ears and eyes. The grass seed may not necessarily be visible, but the dog will paw continuously at the ear or eye affected.

Emergencies in the home

Some minor injuries, such as tiny cuts or burns, can be dealt with by owners. It is worthwhile preparing to deal with an emergency in advance before it happens. There are many pet care books that cover this subject, and it is also a good idea to buy or create a Pet First Aid Kit. In addition, make sure everyone knows what to do in a crisis. Keep the telephone number of your veterinary practice by the ‘phone, together with a pencil and paper to note down any instructions and fill out your dog’s record card at the back of this leaflet.

Gum disease

Gingivitis, or gum disease, is one of the commonest complaints seen at PDSA PetAid Hospitals. This can be prevented with good oral hygiene from an early age, but your dog’s annual check-up at the vet’s will help reduce the risk of tartar build-up.

Holiday provisions

Preparing for a holiday has to be done well in advance. Are you taking your dog with you, and if so have you checked out the hotel? Are you putting your dog in a kennel? If so, find out what vaccinations may be necessary and book a place well in advance – good kennels get booked up very quickly. Are you getting a house-sitter? Check out the references, and make sure all eventualities are covered.

Parasite prevention care programme

A regular worming, flea and other ectoparasite control programme can be suggested by your vet.

It is quite common for a dog to have fleas, and every dog is likely to become infected at some stage in its life. You will either see flecks of dried blood (‘flea dirt’) in the coat, or fleas themselves, and for every flea you see running through your dog’s fur there may be hundreds of young fleas waiting to jump aboard a passing pet! Young fleas can live for over a year without feeding, so it is particularly important to treat the house and all pets in a flea control programme. The secret is to treat both the dog and the environment with effective products that kill both adult and immature fleas all year round. As well as causing severe skin irritation, fleas play a vital part in the tapeworm’s life cycle.

As well as thinking about fleas, it is vital to make sure you follow the worming regime recommended by a vet. This will get rid of internal parasites, which are a problem for dogs as well as affecting the environment and people.

Road accidents

Some dogs may be involved in road accidents in spite of every sensible precaution a responsible owner takes. If that happens to you, try and keep calm. At the scene of a road accident, try and get as much help as possible – one person to contact the dog’s vet, another to direct traffic. Others can remove the dog from the road if possible, where there is no risk to the pet or the people. If you suspect any spinal injury, move the dog only if absolutely necessary, using a very firm board to keep any movement to a minimum.

Protect your pet with Pet Insurance

If your pet falls ill or has an accident it can be a stressful time both financially and emotionally, especially is you don’t have a Pet insurance policy in place. With the average cost of a course of veterinary treatment rising year-on-year and now standing at over £250*, PDSA urges all pet owners to insure their pet in case of illness or accidents.
*Claims received by PDSA Petsurance between 01/01/05 and 31/12/06

PDSA Petsurance has been designed for all breeds of cat and dog, from moggies and cross-breeds to pedigree champions. There are three different levels of policy for the owner to choose from. PDSA Petsurance was designed by our vets and insurance specialists to ensure all sick and injured pets can receive the veterinary care they need and best of all for animal lovers, a percentage of each policy goes directly back to PDSA to help sick and injured pets.

Read our weekly animal health articles at http://www.in2town.co.uk or http://www.in2town.co.uk/PDSA-animal-magazine-and-animal-advice.html

Buying a Pet is it Right for You is a post from: my Pet Kingdom

Technorati Tags:: buying a pet is it right for you, different dog breeds, dog, dogs, pdsa petsurance, PET, pet health, Pet Insurance, pet shop, Pets

Pet insurance has become an integral part of a pet lover’s world.  This is because pet insurance takes care of the medical and routine expenses like checkups and vaccinations depending on the policy you have selected. Though just a couple of decades old in the United States, pet insurance is fast gaining importance due to the high cost of living and the rising cost of medical bills.

There are plenty of pet insurance companies who offer coverage to your pets for various medical emergencies. As a pet owner it is important that you select the right insurance policy to make the most of it.

The top 10 things you should be looking at before buying pet insurance are:

1.    Check for type of coverage you seek – Some companies provide for accident plans, other for illness and high end coverage for surgeries. The premiums vary for all. So select one or a combination which covers the nature of your pet the closest.

2.    Budget – You should have a premium figure in mind which you can pay for the insurance policy. There are many plans in the market to suit all budget types. You will not only have to know the monthly amount you can put aside for your pet but also the long term consequences of such investments. Paying low premiums may at times leave you out of cover for a large amount of incidents and make your policy redundant.

3.    Select from multiple options – Carefully search the market for the best pet insurance deal for your pet. Look at all the policies that are on offer and select the one which is most suited for your pet. You know the peculiarities of your pet, so you should be the one to decide which insurer is best. Do not get carried away by sales talk.

4.      Check for renewal terms – Some pet insurance companies treat an illness in a year and then classify the same as pre existing when the policy comes up for renewal. This means that pre existing conditions will not be covered as part of claims and you will not be getting any insurance benefit on it the time your pet contacts that illness again. So beware.

5.     Insurer’s track record –Select an insurer with a proven track record of insuring pets. Check for any customer testimonials – positive and negative to decide. Read up on the insurance provider’s certifications and credentials before you commit to any pet policy for your precious pet.

6.    Scope of insurance coverage – Some pet insurers want you to visit the vet who is in their network. This may not be feasible for you for various reasons. So check if your pet insurance plan is good enough to use at the vet you prefer to take your pet to.

7.    The age at which you can insure your pet – Some insurance companies charge very high premiums for older pets and also do not cover many of the illnesses that you’re pet may have at that age. So it will be wise to check up on the pet insurance policy if you have an older pet.

Vpi Pet Insurance – Top Ten Things To Look For In A Pet Insurance Policy is a post from: my Pet Kingdom

Technorati Tags:: affordable pet insurance, PET, pet health, Pet Insurance, pet insurance companies, pet insurance deal, pet insurance policy, Pets, Veterinary Pet Insurance, vpi pet insurance 8211 top ten things to look for in a pet insurance policy

Affordable air travel has made travelling commonplace today. Especially for pet owners who can now travel with their pets without burning a hole in their pocket. A pet owner need not go through moments of anxiety by leaving his beloved pet behind with a sitter. Travelling with your pet means you need to procure travel insurance for it just like you do for yourself.

The Top 5 reasons you should insure your pet when you travel are:

1. Taking care of unforeseen medical uncertainties – A new place means your pet becomes vulnerable to a lot more diseases and problems. On the other hand, if you intend staying for a long period your pet may not adjust easily, and may require routine visits to the vet. All of these expenses will be taken care of by the insurance firm.

2. Covering cost of damages and entry to tourist places –If your pet causes damage to the hotel or outside property during the course of your travel you will have to pay up initially. The amount paid can then be presented to the insurance company who will make good your loss on verification. Some tourist destinations charge exorbitant sums to allow entry to your pet. Insurance means, these costs are taken care of by the insurance company and you need not foot expensive bills.

3.  Covering costs of a sitter – When you travel it may not be possible for you to take your pet along with you everyplace you visit. In such an instance the cost that you incur to search for and hire a sitter are reimbursed by the insurance firm.

4.  Extra coverage –If you’re pet is involved in an accident and suffers major injuries, during the course of travel you may have to pay thousands of dollars for treatment. Travel insurance gives you the benefit of claiming this money from the insurance firm. If you a person who relies on your pets skills to perform your tasks any damage suffered by your pet will be paid by insurance. Insurance will also cover all expenses you incur to employ someone else to do your work until your pet is well again.

5.  Introduction of Pet passports – These passports contain all the relevant details about your pet and save your pet from the hassles of undergoing a battery of tests to prove its good health each time you travel.  So this means you save time on vet visits and the only thing you need to do is book tickets for you and your pet when you travel.  Easy travel has made pet travel insurance popular.

Pet travel insurance is a great concept for those of you who are constantly on the move due to business reasons or otherwise and would love to take your pet along. There are plenty of pet travel insurance policies available on the market. They cover things like hotel expenses and the premiums are generally high. You have to scrutinize many policies before you find one that suits your travel plans the best. Travel insurance is the best way to safeguard the health and wellbeing of your pet during travel. Needless to say, you are also ensured a hassle free travel as all expenses relating to your pet will be borne by the insurance company.

Buying pet travel insurance is also a pre requisite for travelling to many countries with your pets. This shows that you really care about your pets and will not abandon them if they fall sick.

So the next time you travel, you can take your pets along. Travel insurance will take care of all their expenses and let you have a relaxed holiday.

Pet Travel Insurance – The Top 5 Reasons To Insure Your Pet When You Travel is a post from: my Pet Kingdom

Technorati Tags:: affordable pet insurance, PET, pet advice, pet health, Pet Insurance, pet travel, pet travel insurance, pet travel insurance the top 5 reasons to insure your pet when you travel, travel insurance, Veterinary Pet Insurance

Advancements in veterinary science have made all kinds of treatments possible to cure your pets. At the same time this technology demands compensation in the form of thousands of dollars. In such a situation what you need is pet insurance. Pet insurance guarantees that the medical expenses incurred on your pets is met by the insurance company partly or in whole. Some pet insurance policies also cover annual pet checkups and immunizations. It all depends on the type of policy you select. Insurance costs can begin as low as $10 with incident costs being in the range of around $40.

The top reasons to go in for pet insurance are:

• Bears the cost of medical expenses – Needless to say, that this is the primary objective of pet insurance. You have insurance to fall back on when you take your pet to the vet. All pet insurance policies can be used at any registered vet’s clinic. So you need not compromise by taking your pet to any clinic. You can visit your own vet and be at peace.
• Insuring multiple pets – Most pet insurance companies give you a discount if you have more than one pet and give you a package insurance deal. This not only brings down the cost of maintaining and taking care of your pets but also saves you thousands of dollars in pet medical expenses
• Taking care of tomorrow – As time passes, your pet becomes older and prone to more illnesses. Pet insurance comes handy in such a situation. Getting your pet insured when it is very young ensures coverage for accidents and diseases which may occur at a later stage.
• Inflation shield – Pet insurance acts as a shield due to rising prices in the economy. Medical expenses which may seem affordable now will look enormous after a couple of years. The years gone by will also bring your pet closer to you and you would not want to lose it when it is ill and old just because you cannot meet its medical expenses.
• Peace of mind – Pet insurance gives you the peace you always sought when you bought your first pet and wondered how you will deal with any medical emergencies that may arise when your pet needs medical care or taking care of the vaccinations and checkups. Pet insurance makes having a pet more affordable and truly keeps your pet protected for a rainy day.

So if you are one of those pet owners who really love your pet and want to take care of them till the very end, pet insurance is an attractive and affordable solution.

Veterinary Pet Insurance – Insuring Your Pet – Why Is It Important? is a post from: my Pet Kingdom

Technorati Tags:: affordable pet insurance, PET, pet advice, pet health, Pet Insurance, pet insurance companies, pet insurance policies, pet to the vet, Veterinary Pet Insurance, veterinary pet insurance 8211 insuring your pet why is it important

Now we are in June, impending summer holidays finally feel as though they are becoming a reality. However, some owners may be preoccupied with worries over pet health care for their furry friends while they are jetting off somewhere hot.

There are several options for looking after a pet dog or cat while you are on holiday: you can leave your animal at a boarding kennel or cattery, with a friend, or allow it to stay in your own house with a sitter.

Whichever of these methods you choose, the suggestions below should relieve you of some of your concerns.

The choice of cattery or kennel.

Make sure you know all about how the place operates before you entrust your pet to them. You should get a full understanding of what a place is like by visiting it lots of times before you leave your pet there. Getting to know the people who will be caring for your pet, asking them about emergency protocol and the sort of food, exercise and attention your animal will receive on a daily basis is also advisable. Remember, you should never leave your pet anywhere you feel uncomfortable doing so. It might be a good idea to find one of the places with webcam facilities that allow you to see your pet?

Finding a sitter?

Spending time with your pet and its carer – paid professional or friend – prior to your departure is an excellent idea. By doing this you will allow the pet and its carer to get to know each other and provide yourself with the corresponding reassurance.

What to leave behind.

Before you go away you should make sure that the carer is fully conversant with your pet’s veterinary history, its routine, diet, and idiosyncrasies and who to contact if there’s an emergency. Ensure that your pet insurance details are within the documents supplied. Make sure that the carer is made familiar with all your pet’s habits – often things that you might consider typical of all such pets but actually things that might be peculiar to yours. Your pet can be reassured during your absence if he has a favourite toy or some clothing whose scent reminds him of home.

How to leave without mutual distress.

The American cat and dog rescue organisation ASPCA has pointed out that many animals, especially pet dogs, suffer distress and nervous issues when their owner leaves. If your dog manifests this distress by destructive behaviour or physical symptoms, everyone will be upset. Pet health care experts at the association recommend getting any tics – such as nervous urination – checked out at the vets before leaving to rule out any biological issues. Furthermore, professionals advise keeping greetings and goodbyes calm as long emotional hugs or dramatic performances can terrify an animal beyond what is appropriate. Your pet will accept your departure far more readily if you suppress your emotions and leave quietly.

Related Blogs

• Read About Comics » Beasts of Burden: Animal Rites
• Damsels in Distress | Attuworld.com
• The money for health insurance – 10 ways to reduce their costs of health care | Tips Hub – computer tips, free tips and tricks, tips & tricks, tips and tricks, tricks and tips, relationship tips, earn money tips, financial tips, travel tips, interne
• Acyclovir href | Pharmacy
• SPORTSbyBROOKS » UFL: Brought To You By Acute Intestinal Distress

Advice For Your Pet’s Health Care When You Are Away On Holiday is a post from: my Pet Kingdom

Technorati Tags:: acute intestinal distress, advice for your pet8217s health care when you are away on holiday, Health care, health insurance, PET, pet care tips, pet dogs, pet health care, Pet Insurance, pet plans

Over time his eye had begun to weep and a very small black lump formesd on his eye which wasnt looking good. To make sure that he was okay we took him to the vet because we had to keep wiping his eye which he didnt really like if I am honest and it just isnt fair on the dog. the first time we took him they said he was fine but he would need to come back after we had used some eye drops on him.

To make sure that it stayed away they said that they would need to do a small operation on the eye. Then the cost came £300. Although this doesnt sound like it is much of a bill compared to other people if you think about it then you will realise it is a lot of money over the festive season. It is actually very lucky that we still had the pet insurance because we were thinking about putting an end to it.

This really just goes to show that when you least expect it the insurance crops up and you need it. You can even get things like puppy insurance which of course are based around the younger dogs.

If you are thinking about going away to a colder climate this year then make sure you do not forget your ski insurance.

Related Blogs

• Gadget Reviews: Exciting Christmas Gift Ideas for the Festive Season | Gadget Reviews -

Get Insurance For Your Pet is a post from: my Pet Kingdom

Technorati Tags:: christmas gift ideas, dogs, exciting christmas gift, gadget reviews, get insurance for your pet, Insurance, Pet Insurance, Pets, puppy insurance, younger dogs